Affordable Housing Projects in Noida, Greater Noida & Ghaziabad Under ₹40 Lakhs (2025 Edition)
Introduction
Dreaming of owning a home but limited by budget? You're not alone.
In 2025, #Noida, #Greater Noida, and #Ghaziabad are offering a wide range of affordable housing options under ₹40 Lakhs – perfect for **first-time buyers, middle-income families, and young professionals.
With government schemes, metro expansion, and improved infrastructure, now is the ideal time to invest in budget-friendly homes that offer value, comfort, and future appreciation.
💰 Why Choose Affordable Housing in NCR?
✅ PMAY Subsidy Benefits (for eligible buyers)
✅ RERA-Approved Projects = legal safety
✅ Easy EMI options and lower home loan interest rates
✅ Metro & expressway connectivity boosting property value
✅ Ideal for end-users & rental income investors
🏠 Top Affordable Housing Projects Under ₹40 Lakhs (2025)
1. Gaur City 2 – 14th Avenue, Noida Extension (Greater Noida West)
* Location: Techzone 4, GN West
* Configuration: 1 & 2 BHK
* Status: Ready-to-move & under-construction
* USP: Gated township with schools, malls, and club facilities
* Metro Access: Close to Sector 52 via GN West link
2. Supertech Eco Village 2 – Sector 16B, Noida Extension
* Configuration: 1, 2 & 3 BHK
* Status: Semi-ready with good resale inventory
* USP: High-rise township with sports and green space
* Best For: First-time buyers & investors
3. Nirala Aspire Low-Rise – Sector 16C, GN West.
* Configuration: 2 BHK
* USP: Low-rise construction, better privacy, fewer floors
* Metro: Near Sector 76 Aqua Line via connectivity road
4. Savior Greenarch – Techzone 4, Greater Noida West
* Configuration: 2 BHK
* USP: IGBC certified green homes with modern design
* Status: Mid-stage construction, delivery in 2026
* Best For: Young families & working couples
🏘️ Affordable Housing in Ghaziabad
5. Wave Dream Homes – NH-24, Ghaziabad
* Location: Near Lal Kuan, NH-24
* Configuration: 1 & 2 BHK
* USP: GDA-approved township, close to Columbia Asia Hospital
* Metro: Well connected via Vaishali & New Bus Adda stations
6. SG Shikhar Heights – Siddharth Vihar, Ghaziabad
* Configuration: 2 BHK
* USP: Close to Hindon Elevated Road & Delhi-Meerut Expressway
* Target Buyer: Mid-income buyers & daily Delhi commuters
🏙️ Affordable Projects Coming in 2025
| Project Name | Location | Price (₹) | Status |
| ----------------------- | ---------------------- | ------------ | ------------------ |
| Trident Embassy Reso | GN West, Sector 1 | ₹36–40 Lakhs | Under-construction |
| Mahagun Mywoods Mini | Noida Extension | ₹30–38 Lakhs | Ongoing |
| AVJ Heightss | Greater Noida (Zeta 1) | ₹28–34 Lakhs | Ready-to-move |
| LandCraft River Heights | Raj Nagar Extension | ₹25–39 Lakhs | RERA Approved |
📦 Government Benefits for Affordable Home Buyers
🏠 PMAY (Pradhan Mantri Awas Yojana)**
* Up to ₹2.67 lakh subsidy on interest
* Available for EWS, LIG, MIG categories
* Women ownership mandatory in some segments
🏦 Lower GST Rate
* Only 1% GST on affordable homes (vs. 5% on others)
✅ Tips for Buying Affordable Homes in NCR
1. 📋 Always check RERA registration of the project
2. 🏢 Visit the actual site, not just sample flat
3. 💬 Compare builder’s past delivery timelines
4. 💸 Clarify all-inclusive pricing (hidden charges, parking, GST)
5. 🗓️ Prefer projects with 2025–2026 possession for better pricing
🔚 Final Thoughts
Affordable housing in Noida, Greater Noida, and Ghaziabad is no longer about compromise — it’s about smart location, value for money, and future growth.
With trusted builders offering modern amenities, excellent location, and legal clarity under RERA, 2025 is the perfect year to book your budget-friendly dream home.
📞 Need Help Finding the Right Flat?
We’ve handpicked RERA-approved, budget homes under ₹40 Lakhs with 100% verified listings.
📲 Call or WhatsApp now to get **site visits, loan assistance, and exclusive early-buyer discounts.
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